Versatile Working Capital for Businesses in Mesa, AZ

Merchant cash advances from Sterling Capital Consulting offer the following benefits to businesses in Mesa, AZ:

  • Financing up to $200,000 per business location in Mesa, AZ
  • No credit checks
  • No debt
  • No collateral necessary
  • No fixed payments, equity loss, or closing fees
  • Flexible repayment terms
  • Minimal paperwork
  • No balloon payments

Unlike single-purpose, single-use loans, merchant cash advances can be used for anything your business needs, such as:

  • Seasonal sales rushes
  • Purchasing inventory and supplies
  • Equipment upgrades
  • Marketing campaigns
  • Reaching into new markets
  • Paying down financial obligations
  • Hiring additional staff
  • Making payroll
  • Rightsizing cash flow
  • Rolling out new products and services
  • Acting on growth opportunities

Having a source of discretionary working capital is essential to the success of any business. Sterling Capital Consulting also understands that many small businesses in Mesa, AZ may not have the collateral or credit ratings to secure the funding they need from traditional lenders. We also recognize that many businesses want to avoid taking on unnecessary debt. Our merchant cash advance program does not place any debt on the balance sheet, nor do we require collateral. Merchant cash advances are structured around future sales.

Flexible Repayment

Sterling Capital Consulting knows that fixed loan payments can result in strained cash flow for small businesses, which is why our merchant cash advances are designed to offer the most flexibility. Instead of rigid monthly installments, merchant cash advances are repaid electronically from a small percentage of sales receipts. When a customer makes a purchase with a credit card, a tiny portion of that sale goes toward repaying the balance of the merchant cash advance. This prevents repayment from placing a strain on cash flow. Since there are no prepayment penalties, if a business wants to pay off the balance ahead of schedule, they can do so without triggering unnecessary fees. Sterling Capital Consulting accepts payments from purchases made with all major credit card brands, including:

  • American Express
  • Discover
  • MasterCard
  • Visa

Any business in Mesa, AZ that uses a point-of-sale (POS) system can take advantage of our merchant cash advance program.